Direct Path Mortgage

A simpler path
to your mortgage

Apply online in minutes and get expert guidance for purchase, refinance, and VA home loans.

See what your payment could look like.

Adjust the numbers to explore your monthly payment. Every assumption is shown, nothing is hidden.

$
%

$104,000 down

%
yr

Estimated monthly payment

$3,156

on a $416,000 loan at 80% LTV

Principal & interest
$2,528
Property taxest. 1.1%/yr
$477
Homeowners insuranceest. 0.35%/yr
$152
Total
$3,156

If your rate lands somewhere else

  • 5.625%−$133/mo$3,023
  • 5.875%−$67/mo$3,089
  • 6.125%yours$3,156
  • 6.375%+$68/mo$3,224
  • 6.625%+$136/mo$3,292

How it works

From application to closing in three steps.

  1. Apply online

    Tell us about your goals in a few minutes. No credit impact to get started.

  2. Get your options

    Your loan officer reviews your file and walks you through the programs and rates that fit.

  3. Close with confidence

    We handle underwriting and keep you updated at every step, all the way to keys in hand.

Your loan officer

One person. Start to finish.

You get a dedicated loan officer who knows your file, answers the phone, and stays with you from pre-approval to closing day.

  • Direct line and text — no queue, no ticket numbers
  • Same person from application to keys
  • Clear next steps at every stage

Where we lend

Licensed in seven states.

Direct Path Mortgage is licensed to originate home loans in the states below. Licensing is verified through NMLS Consumer Access.

NMLS #2783717 · View licensing details

  • AL
  • CA
  • CO
  • FL
  • OR
  • TX
  • WY

Ready to get started?

Get pre-approved online in minutes, or talk to a loan officer today.

Get started